Earl at The Improv
Call it Annuity Improv. Earl decided to go to a nearby theater to answer some improv annuity questions. It’s not exactly Seinfeld, but you’ll find [...]
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Financial Tool for Seniors
Want to talk about an insurance company that wants to help seniors? United American Life (UA) offers a combo deal that can save and earn [...]
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Ball and Chain Investing with Variable Annuities
I was lucky enough to be invited to a nice steak lunch the other day. It wasn’t with a friend; it was a lunch sponsored [...]
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Why Call Them Tax-Deferred Annuities?
I know I sound like a broken record, but–wow, have things changed in the financial industry! As I’ve pointed out before, annuity agents used to [...]
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Trust Me 2.0
Back in the day, meaning the 1980s, “trust me” annuity contracts were the only products sold. Bet you have no idea what a “trust me” [...]
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Earl at The Improv
Call it Annuity Improv. Earl decided to go to a nearby theater to answer some improv...
-
Financial Tool for Seniors
Want to talk about an insurance company that wants to help seniors? United American...
-
Ball and Chain Investing with Variable Annuities
I was lucky enough to be invited to a nice steak lunch the other day. It wasn’t...
-
Why Call Them Tax-Deferred Annuities?
I know I sound like a broken record, but–wow, have things changed in the financial...
-
Trust Me 2.0
Back in the day, meaning the 1980s, “trust me” annuity contracts were...
Recent Posts
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The Last Annuity Standing: FAs v. VAs
It comes down to this, folks: Two retirement mainstays will battle it out. The variable annuity (VA) has outsold the fixed annuity (FA) for years, [...]
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Battle Royale #2: Fixed v. Immediate Annuities
After a bloody battle in last week’s contest, we now bring you Immediate Annuity (IA) vs. Fixed Annuity (FA). Slow and steady wins the race, [...]
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Battle Royale #1: Variable v. Index Annuities
It’s a battle royale today, here at the Olympic Auditorium. The strong-willed but volatile champ, Variable, will be challenged by the hot and steady challenger, [...]
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The Stock Manipulator
Big Ben is at it again. He determined that our once-proud nation needed “financial assistance” for the third time. But, let’s face it, he’s been [...]
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The Essence of an Annuity
Recently, I was looking back at old annuity marketing material that I used back in the 1980s, and I came to the conclusion that the [...]
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God Save the American Saver!
More discussions on the third installment of quantitative easing (QE3) are in the news, which is another way of saying “screw the poor American saver.” [...]
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Survival of the Biggest
Man, has the fixed annuity business changed over the years. When I entered the market 25 years ago, the annuity business was a bunch of [...]
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Don’t Cherish The Association
So, we all know interest rates are really low. Also, we know that low interest rates affect your bank CDs, your fixed or index annuities, [...]
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Flexible Gold
With all the Olympics hoopla and watching our young men and women on the medal podium, I started to think about the Olympics in terms [...]
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The Should be #1 Event at the 2012 Olympics
The Olympics have arrived and the whole world is watching. But let’s face it, there are some strange events. Like is ping pong really a sport? [...]
Connect with Earl across the net
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Product Rating Agency Part 3
The dreaded topic of renewal rates—a thorn in my side since my egg hatched—may be the most important aspect of fixed-index annuities,...
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Product Rating Agency, Part 2
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Product Rating Agency, Part 1…
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Why Call Them Tax-Deferred Annuities?
I know I sound like a broken record, but–wow, have things changed in the financial industry! As I’ve pointed out before, annuity...
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Trust Me 2.0
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The Last Annuity Standing: FAs v. VAs
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Battle Royale #2: Fixed v. Immediate Annuities
